Terms and Disclosures

TouchPoint provides financial education and planning support. Website content, quizzes, calculators, GOPPI™ snapshots, TOPPI™ concepts, and Conscious Spending Tool outputs are for educational and informational purposes only.

TouchPoint does not provide tax or legal advice. You should consult a qualified tax professional, attorney, or other appropriate advisor regarding your specific circumstances before making financial, tax, estate, legal, or insurance decisions.

Tool outputs, projections, scores, estimates, and planning observations are not guarantees of future results. Outcomes depend on your personal circumstances, market conditions, tax rules, product availability, carrier requirements, underwriting, and other factors outside TouchPoint's control.

Insurance products are offered through licensed insurance professionals. Any insurance recommendation, application, or purchase must be handled by an appropriately licensed professional in the applicable state.

Insurance product availability, features, benefits, costs, limitations, exclusions, underwriting requirements, and terms vary by carrier and state. Not all products are available to all individuals or in all locations.

When you submit your information through a TouchPoint form or tool, you authorize TouchPoint or a licensed insurance professional to contact you via call, text, or email regarding your financial strategy and related services. Message and data rates may apply. You can opt out at any time.

Our website may link to or use third-party services, including scheduling, email, and data routing tools. TouchPoint is not responsible for the content, policies, or practices of third-party websites or services.

To the fullest extent permitted by law, TouchPoint is not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of this website, educational materials, tools, forms, or related services.

Using this website, completing a tool, or submitting a form does not by itself create a client, advisory, legal, tax, or insurance relationship. Any formal relationship or product transaction requires appropriate review, documentation, and applicable licensing.

TouchPoint may update these Terms and Disclosures from time to time. Continued use of the website after updates are posted means you accept the revised terms.